Michigan DECA has purchased an accident insurance policy for each dues-paying member. This policy will cover all members listed on your membership roster for any accidental injury occurring during a chapter, district, state or national DECA activity or conference. 

American Income Life Insurance Company, Policy Number: A MI40345

Benefits:

  • For expenses incurred within 52 weeks of the date of Accident for Medical and Surgical Treatment, X-Ray Charges, Hospital Confinement, Ambulance Expense and Prescriptions up to a maximum benefit of $2,500.00
  • For Dental Expenses incurred with 52 weeks of Accident, involving sound, natural teeth up to a maximum benefit of $500.00
  • For losses within 100 days of Accident which result in the loss of life up to a maximum benefit of $5,000.00
  • For losses within 100 days of Accident which cause the loss of both hands or both feet, or one hand and one foot, or the total and irrecoverable loss of sight of both eyes up to a maximum benefit of $10,000.00
  • For losses with 100 days of Accident which cause the loss of one arm, leg, foot or one hand up to a maximum benefit of $5,000.00
  • For losses within 100 days of Accident which cause the loss of sight of one eye up to a maximum benefit of $3,000.00

This policy does not cover the following:

  • Illness
  • Eyeglass replacement or prescription thereof
  • Hernia in any form
  • Suicide, self destruction or any attempted threat
  • Aviation accidents
  • Pregnancy
  • Loss covered by Workers’ Compensation or Medicare
  • Treatment by self, family members, or persons employed by the policyholder
  • Participating in these snow sports: tubing, skiing, tobogganing, or sledding
  • Dental treatment (other than injury to sound, natural teeth)

Contact Michigan DECA if you need to submit a claim.

Certificate of Insurance

We hereby certify that application has been recieved and we have bound medical coverage as outlined above for all members ad eligible leaders of:

MICHIGAN DECA ASSN MEMBERS
Policy # A MI40345